Monday, October 31, 2011

Online Presence

http://www.forbes.com/sites/danschawbel/2011/02/21/5-reasons-why-your-online-presence-will-replace-your-resume-in-10-years/2/

This article summarizes the reasons that your resume will be replaced by what employers can find out about you online.

I don't necessarily agree with the idea, but I'm sure it is inevitable.  I think that personality can shine in a face to face interview that can't be shine through on a website.  At this point, there are still ways to keep your information private on Facebook, or maybe it would force people to be a little more appropriate with their actions.  I just don't like the idea of anyone being able to find my personal information such as phone number and address.  They already have Facebook stalkers!!!  On another note, this personal website could be a great way to highlight your skills, education, and experience as well as show off a creative side of yourself through design.

Sunday, October 30, 2011

Student Loans in America

http://www.economist.com/node/21534792
This article summarizes the problem with student loan debt in America today.  The amount of student loan debt is growing at an all-time high and repayment is becoming tougher than ever for students.

I don't think that any type of debt is good, especially if it is not manageable. I think the problem today is that many graduates are unable to find work with a good salary to repay back this debt.  Also, a high amount of this debt is incurred by college dropouts. It's obvious that most of them have probably not bettered their situation.  Personally, I feel the student loan interest rates are out of control.  I can finance a car for less than half the rate and finance a house for almost half the rate as well.  Also, why can't the government pay our interest while we are in school?  I would think that would be a huge help.  In addition, I think the payment cap that has been put in to place will help lower monthly payments for those repaying, but I feel that if the interest rates were also dropped, then this debt would not feel like a never-ending curse.